Commercial Clients and Worker's Comp

[Kenny Hayes]

That's not true. How could they exclude a work related injury because you're self employed? The only way health insurance wouldn't come into coverage is if you have workers comp.

 

[bob vawter]

Explain to them that you are an owner/operator with no employees

When you get yor audit(and you will)
Don forget the lube.......

 

[Cleanworks]

That's not true. How could they exclude a work related injury because you're self employed? The only way health insurance wouldn't come into coverage is if you have workers comp.

It may come down to proving it happened on the job. If you slipped and fell and were carried out in an ambulance, no problem. If you hurt your back lifting furniture but nobody is there to witness it, it may be hard to prove.

 

[they live]

That's not true. How could they exclude a work related injury because you're self employed? The only way health insurance wouldn't come into coverage is if you have workers comp.

Because its work related?
Take it up with your boss.